structured
or bridging

borrowing

In simple terms

You should expect the simplest solution to your funding needs.

ALL RATES ARE INDICATIVE – WE CAN DROP OR INCREASE ACCCORDING TO RISK

$2M – $30M | 1st Mortgages | 2nd Mortgages | Caveats

1sts | 2m - 30m 2nds
Credit CategoryLVR506070Full Doc
1Res5.99%6.99%7.99%Rates from 5.99%
2Comm Ind6.99%7.99%11.99%Max LVR 75%
3Agri6.99%7.99%
Land7.99%8.99%
Category 1
+0.25%
Genworth
1-2
Borrower credit 450+ and no defaults. Proof of income and serviceability from net cash-flows or Accountants Certificate of Serviceability. Senior ranking PPSR.Term
Min 3 months
Max 5 years I/O

Settlement
By val completion
Category 2
+0.5%
Genworth
1-2
Credit shows no defaults to financial institutions. Accountants Certificate of Serviceability. PPSR.Fees
1-2%
Category 3 +1%Genworth 1-3Satisfactory Credit. Accountants Certificate of Serviceability. No PPSR.Lite Touch

What you can expect from us

  • Direct lender to borrower support
  • Best-in-market rates
  • Rapid drawdown
  • Simple application process
  • Sympathetic lender

Common loan uses

Rapid property acquisition pending alternate finance
Managing cash-flow challenges, such as:

  • Tax liabilities and ATO debt
  • Replacement finance or deleverage from an existing lender
  • Pre-insolvency issues/ release from administration and turnaround
  • Creditor payments
  • Release of equity
  • Debt refinancing
  • Seasonal trends
  • Business emergencies

Capitalising on an unexpected opportunity, such as:

  • Bridging the gap between sale and purchase (residential or commercial)
  • Rapid drawdown and equity release
  • Buying a business
  • Meeting the capital needs of a growing business