In Focus: The new ‘normal’ in the mortgage space

In Focus_The new ‘normal’ in the mortgage space

Excerpt from The Adviser.   With the major banks streamlining their offerings recently, coupled with a stricter lending environment as a result of the royal commission, more and more non-bank lenders are embracing the opportunities that these circumstances present. In this episode of In Focus, Semper Capital director Andrew Way joins host Annie Kane to discuss […]

SMEs need brokers in current lending landscape

As residential lending and property price growth stagnate, SMEs will be increasingly turning to finance brokers to help navigate the lending market, according to a Scottish Pacific executive. Wayne Smith, who leads the debtor finance division as well as broker relationships at Scottish Pacific, said that market trends such as stalling property prices and shrinking […]

Broker opportunities building up in SME market

As residential lending slows, the greatest opportunities for brokers will emanate from the SME market, according to Semper’s director. Speaking on The Adviser’s In Focus podcast, Andrew Way, director at Semper, said that the residential lending market in Australia will likely continue on its downward slide due to “stalling” property prices, subdued risk appetites of lenders […]

In Focus: Short-term loans in a tighter lending economy

In this episode of In Focus, Andrew Way, the director of Semper,  joins host Annie Kane to break down the basics of short-term finance and reveal how brokers can use the alternate funding to cement themselves as trusted business advisers. Andrew also unpacks the options that Semper is able to offer brokers and their SME […]

SMEs driving surge in second mortgages

Short-term lender Semper Capital has revealed that it has seen second mortgage loans surge by 64 per cent year-on-year, with the majority driven by demand from SMEs. According to Semper Capital, small and medium-sized businesses “dominated” the utilisation of the facility as they sought to make capital purchases to optimise tax breaks prior to the […]