structured
or bridging

NEW: WORKING CAPITAL PRODUCT

Meet the demand for sizable chunks of working capital to help SMEs take advantage of the epic post-lockdown, pre-Christmas spending blitz.

In simple terms

You should expect the simplest solution to your funding needs.

SHORT-TERM LENDING THAT STACKS UP

$2M – $30M | 1st Mortgages | 2nd Mortgages | Caveats

Product / descriptionCommercial BridgeCommercial term
Assets Residential, commercial, industrial and land Residential, commercial, industrial and land
Security 1st mortgage 1st and 2nd mortgages
Term 1-6 months 1-60 months
Loan amount $2M - $30M $2M - $30M
Rate From 5.99% p.a.** From 5.99% p.a.**
Features Fast draw down, flexible payment terms* Fast draw down, flexible payment terms*

*  Includes capitalised and/or pre-paid interest.
**Rate dependent on serviceability criteria

What you can expect from us

  • Direct lender to borrower support
  • Best-in-market rates
  • Rapid drawdown
  • Simple application process
  • Sympathetic lender

Common loan uses

Rapid property acquisition pending alternate finance
Managing cash-flow challenges, such as:

  • Tax liabilities and ATO debt
  • Replacement finance or deleverage from an existing lender
  • Pre-insolvency issues/ release from administration and turnaround
  • Creditor payments
  • Release of equity
  • Debt refinancing
  • Seasonal trends
  • Business emergencies

Capitalising on an unexpected opportunity, such as:

  • Bridging the gap between sale and purchase (residential or commercial)
  • Rapid drawdown and equity release
  • Buying a business
  • Meeting the capital needs of a growing business